Welcome to Khaya Credit

Welcome to Khaya Credit

We are a proudly South African microfinance provider dedicated to helping individuals and families fast.
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Who we are

What is Khaya Credit About?

Khaya Credit is a proudly South African microfinance company committed to helping everyday people access safe and transparent credit. We believe everyone deserves a second chance, which is why we’ve made our loan process simple, flexible, and responsible.

Need a Loan Today? Khaya Credit is Ready to Help.

Whether it’s a financial emergency or you just need a small boost, Khaya Credit is ready to support you.

What We Offer

Our Services

1. Payday Loans

1. Payday Loans

Access short-term loans from R500 to R6000, repayable within 30 days. Perfect for emergencies, medical bills, or unexpected expenses, with fast approval and same-day payout.
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2. Credit Life Agreement

2. Credit Life Agreement

Protect your loan against life’s uncertainties. In the event of death, disability, or retrenchment, your loan is covered—ensuring your family won’t carry the financial burden.
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3. Beneficiary Plans

3. Beneficiary Plans

Ensure your loved ones are financially supported if something happens to you. Our beneficiary plans offer structured payouts to dependents, giving you lasting peace of mind.
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Total Loans Provided
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Current Active Loans
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Why Choose Us

Why Choose Khaya Finance

1. Fast & Hassle-Free Loans

We understand that time is everything. That’s why our application process is quick, simple, and fully digital—with most loans paid out within the same day.

2. Transparent & Responsible Lending

No hidden fees. No surprises. We are upfront about our rates and ensure you only borrow what you can afford, in line with responsible lending practices.

3. Extra Protection for Peace of Mind

With built-in credit life cover and beneficiary plans, your loved ones are safeguarded—so you can borrow with confidence, knowing the future is secure.

Testimonial

What they say about us