Khaya Credit is a proudly South African microfinance company committed to helping everyday people access safe and transparent credit. We believe everyone deserves a second chance, which is why we’ve made our loan process simple, flexible, and responsible.
Whether it’s a financial emergency or you just need a small boost, Khaya Credit is ready to support you.
We understand that time is everything. That’s why our application process is quick, simple, and fully digital—with most loans paid out within the same day.
No hidden fees. No surprises. We are upfront about our rates and ensure you only borrow what you can afford, in line with responsible lending practices.
With built-in credit life cover and beneficiary plans, your loved ones are safeguarded—so you can borrow with confidence, knowing the future is secure.